RAMP Financial Solutions is an independent mortgage brokerage helping first home buyers, refinancers and property investors secure smarter home loans — without the bank-shop runaround.
Every client lands in one of three rooms. Whichever yours is, the work is the same: get the paperwork right, get the rate right, get you across the line without surprises.
Walking into your first purchase shouldn't feel like a maths exam. We translate the jargon, run the numbers, and unlock every grant and concession you're eligible for so deposit dollars stretch further.
Property is one of the most reliable engines of long-term wealth in Australia — but only when the lending structure matches the strategy. We structure your finance to grow a portfolio that compounds, not constrains.
If your mortgage has been on autopilot for more than two years, you're probably paying too much. We benchmark your current loan against the market and only recommend a switch when the numbers genuinely stack up.
When Rohit talks about wealth strategy, equity release or stacking investment loans, it isn't theoretical. Years of personally owning, refinancing and scaling residential property in Australia let him retire his parents from full-time work years ahead of schedule.
That lived playbook — the loan structures, the lender choices, the timing of every refinance — is what underwrites every recommendation he puts in front of a client. You're not getting the brochure version of property investing. You're getting the version that actually worked, run by someone who has signed the same paperwork you're about to sign.
"If a strategy was good enough to retire my own parents, I'm comfortable putting it in front of yours." — Rohit Prasad, Founder
RAMP Financial Solutions was founded by Rohit Prasad — a Mudgee-based mortgage broker with decades of experience across Australian credit, and a savvy property investor in his own right.
Every broker has access to the same loan products. What sets Rohit apart is the lens he reads them through: someone who has personally bought, refinanced, stacked and held investment properties through full market cycles. He doesn't recommend a structure he hasn't pressure-tested with his own money — and that's the difference clients feel from the first conversation onwards.
RAMP works with every major Australian bank and a wide panel of non-bank lenders. We're not aligned to any single institution, which means our recommendation is the loan that's best for your situation — not the one with the loudest sales target this quarter.
Based in Mudgee, NSW. Servicing clients Australia-wide, in person, by phone, and after hours when it matters.
Whether you're buying your first place or restructuring a five-property portfolio, the path looks the same — clear, calm, and properly mapped before anyone signs anything.
A free, no-pressure 15-minute call to understand where you are, where you want to be, and whether we can genuinely help. If we can't, we'll tell you straight.
Borrowing capacity, current loan structure, equity, tax position, and grants you're eligible for — all laid out clearly so you actually understand your numbers.
We shortlist the right lenders, model offset and split scenarios, and recommend a structure that suits the strategy — not just the lowest rate on a comparison site.
We chase the lender, manage the paperwork, and get you to settlement. Then we re-check your loan every year — because the right structure today isn't always the right one in two years.
We're accredited with every major bank, the strongest second-tier institutions and a deep panel of specialist non-bank lenders — so the right loan for your situation is always genuinely on the table.
A small sample of clients who let us tell their story. Personalised service is the standard — every single time.
You went above and beyond during our negotiations and were available after hours — literally 24/7 — whenever I had a question, even the silly ones. Helped me through the new purchase of my investment property end-to-end.
The team at RAMP were friendly, passionate and beyond professional. They made all the difference in making our first property purchase a smooth and very pleasant experience. We'll certainly be back for property number two.
Being a property investor yourself is where you've added real value. The actual process of finding the appropriate loan is enhanced because of that added perspective — and it shows in every recommendation you make.
Tell us where you're at and where you'd like to be. We'll tell you honestly whether we can help — and if there's a smarter loan structure waiting for you.